AR Funding works as a full-service resource within your accounting area with rates as low as 1.5%. Here’s a quick list of what we provide:

Initial funding within 24 hours.

Payments and reserves are posted on the same day, and made available to the client.

Credit investigation and continuous evaluation of client’s customer base.

Invoice-by-invoice monitoring, with weekly report to each client.

Disciplined and professional collection follow-up program.

Same-day online reporting available to clients.

Standard Program

Our clients determine which of their accounts are to be funded based on their cash flow needs.

Standard Advance Rate is 85%.

Fees are based on 25-day payment cycle from day of funding to collection date.

If an invoice goes beyond 25 days from funding, our fee is pro-rated on a daily basis.

Other programs are available with lower fees, if average turnover of accounts receivable is less than 25 days.

AR Funding does not require long-term contracts with our clients.

Standard Fee Structure

Our fees are based on the volume of funding.

For clients funding in excess of $2 million annually, a fee as low as 1.50% of the invoice amount.

For clients funding less than $2 million annually, a fee as low as 1.80% of the invoiced amount.

Target Clients

Our client base ranges from start-ups to established companies with up to $40 million in annual sales. Although customer types vary greatly, most clients fall into one of these categories.

Companies with stable or increasing revenues that need working capital for growth.

Established companies with recent history of unprofitable operations, but with a good plan for turnaround.

Companies needing working capital that have a limited track record (i.e., start-ups)

Companies with established track records and good balance sheets that may have an opportunity for continuous growth; however, funding requirements don’t meet bank loan size or borrowing criteria.

Companies with a high concentration in accounts receivable, in need of either permanent or temporary (“bridge”) financing.

Any company with good sales volume that doesn’t wish to invest in an accounts receivable department, and would prefer to outsource this function.

Our Goal Is Simple: To Create Solutions For Our Clients To Achieve Their Financial Goals.